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Founding Member
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Posts: 251
Join Date: February 2002
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any young cobra owners here? -
12-03-03, 10:11 AM
I just got a quote from my insurance guy and he said 6months of coverage on a 2003 cobra would be 6k for only a half of a year. Im 19 years old and have 1 ticket and never been in a wreck, dose that sound high to u? I was wondering if any one as young as me has any sort of cobra and how much dose it cost you yearly, thanks
chris
Last edited by striped; 12-03-03 at 10:13 AM.
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Official Member
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Posts: 121
Join Date: December 2002
Location: Pensacola, FL
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12-03-03, 10:19 AM
 Man, thats ridiculous. When I was 19, my cobra was 2 years old and my insurance wasn't half that. No wrecks or tickets though...
96 Mystic Cobra.
19" G-Games Gunmetal wheels w/ machined lip and 285s
Bassani Off-Road X-Pipe, Flomasters w/ 3 1/2" Tips
Eibach Springs
3.73 FRPP Gears
FRPP 11" Cobra Racing Clutch
WMS Racing Full Velocity Tube w/ 87mm Pro-M
Fluidyne radiator
Plasma Booster
Denso Iridium Plugs
Steeda Upper and Lower Control Arms
Steeda Sub-Frame Connectors w/cross supports
Bilstein shocks and struts
Stalker Front Bumper, Wings West Sides & Rear
Audiobahn 2700 watt audio system
Last edited by lz_mystic_cobra; 12-03-03 at 10:20 AM.
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Founding Member
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Posts: 257
Join Date: January 2002
Location: Indianapolis, IN
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12-03-03, 02:53 PM
I am 23, single, male and my cobra is like 1500-1600 every 6 months with pretty good levels of coverage. Adding it dropped my L insurance to like 76 a month. So I figure it nearly evened out.
01 Black SVT L
04 Comp. Orange Cobra
1994 Red SHO
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Member
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Posts: 28
Join Date: June 2002
Location: philadelphia
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12-03-03, 07:19 PM
I was 4200 a year added onto my parents plan. I was also covered on their cars, 02 bmw 325i and 02 chevy trailblazer. this was with full coverage on a 99 cobra coupe, I was the main driver on my car. I was 17-18 at the time with a clean record.
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Official Member
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Posts: 91
Join Date: July 2003
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12-03-03, 11:37 PM
19 right now with a 94 cobra. Insurance is 1000 every 6 months under my parents policy with full coverage and one accident on record.
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Founding Member
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Posts: 490
Join Date: April 2002
Location: Lexington, MA
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12-03-03, 11:40 PM
19 also right now, 98 cobra, $1500 for full coverage for the year, one ticket (been driving 3.5 years) had the car for 1.5 of those years
shop around
arbella is pretty good i hear
im with liberty mutual
"It's not forced induction if she takes it willingly"
98 White Cobra
Performance
Home Made cold air w/K&N
Magnaflow Catback Exhaust
VRS off road X pipe
Pro 5.0
Bridgestone Potenza S03's
NX wet kit (100hp jets) |
Sound
Alpine m300 300watts rms
Alpine type R 10inch in sealed plexi box |
Best NA dyno 273rwhp/271rwtq
Best NA time
14.1@103 2.35 60'
No n20 times
WRECKED 1.23.04
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Member
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Posts: 1
Join Date: December 2003
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12-03-03, 11:49 PM
Quote:
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Originally Posted by striped
I just got a quote from my insurance guy and he said 6months of coverage on a 2003 cobra would be 6k for only a half of a year. Im 19 years old and have 1 ticket and never been in a wreck, dose that sound high to u? I was wondering if any one as young as me has any sort of cobra and how much dose it cost you yearly, thanks
chris
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I have a 96 cobra and pay $415.00 a month and have no tickets but crash and totaled my 96 GT and Im 20 yrs old.
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Founding Member
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Posts: 3,409
Join Date: January 2000
Location: San Diego
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12-04-03, 12:09 AM
i'm 20 and i just have an 03 GT and i still pay 313 a month. i'm on a plan with my dad (745Li) and my younger brother (M-Coupe, 325i). I have no tickets on my record and no accidents. I can't imagine how I would afford insurance on a Cobra until I am older.
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Founding Member
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Posts: 251
Join Date: February 2002
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12-04-03, 12:14 AM
i called progressive and they told me i could insure a 99 cobra for 275 a month....a 99 gt was only 5 bucks cheaper
chris
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Member
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Posts: 20
Join Date: November 2003
Location: Houston, Texas
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12-04-03, 12:02 PM
I am 18 and pay $800 a yr.......If you still live with your father and he has good credit, put the car under his name. Just give him the money when you have to pay.
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Founding Member
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Posts: 490
Join Date: April 2002
Location: Lexington, MA
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12-04-03, 12:31 PM
Quote:
I am 18 and pay $800 a yr.......If you still live with your father and he has good credit, put the car under his name. Just give him the money when you have to pay.
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i agree with this statement 100%
"It's not forced induction if she takes it willingly"
98 White Cobra
Performance
Home Made cold air w/K&N
Magnaflow Catback Exhaust
VRS off road X pipe
Pro 5.0
Bridgestone Potenza S03's
NX wet kit (100hp jets) |
Sound
Alpine m300 300watts rms
Alpine type R 10inch in sealed plexi box |
Best NA dyno 273rwhp/271rwtq
Best NA time
14.1@103 2.35 60'
No n20 times
WRECKED 1.23.04
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Posts: 1,798
Join Date: January 2003
Location: North GA
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12-04-03, 12:43 PM
4 drivers.
55 Male
54 Female
22 Female
21 Male
02 Trail Blazer V6
01 Cavalier I4
99 Mercury Cougar V6
$351/month.
Remove the Cougar, add GT: $371/month. Add Cobra: $393/month.
2 at fault accidents on the policy, 1 nature accident.
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Official Member
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Posts: 176
Join Date: September 2003
Location: Sacramento
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12-04-03, 12:47 PM
I'm 26 and pay $178 a month for my 02 trooper, 03-v6 mustang, and 03 cobra with full coverage. 
10th Ann. Steeda King Cobra R.I.P. 4-27-05
Sold: 03 Steeda
2000 Comptech NSX-T
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Founding Member
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Posts: 251
Join Date: February 2002
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12-04-03, 12:48 PM
Quote:
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Originally Posted by gemex
I'm 26 and pay $178 a month for my 02 trooper, 03-v6 mustang, and 03 cobra with full coverage. 
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how??? thats crazy!
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Official Member
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Posts: 176
Join Date: September 2003
Location: Sacramento
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12-04-03, 02:56 PM
I have a good driving record, and I got a small discount for getting married, but I just shopped around on the Internet for the best deal. My deductible is $500.00
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Member
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Posts: 28
Join Date: October 2003
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12-04-03, 07:35 PM
I'm 18 and own a 97 cobra. You all are turning around and bending over for insurance.....you're getting R A P E D ! ! ! ! I'm with state farm and pay $858 ($143 a month). Thats with full coverage all with deductibles of 500. All you have to do is get the good student discount and then go through this "Steer Clear" program. It doesn't cost anything except a minute every now and then to record driving times by yourself. F U C K that $1000 a month ****AT!!!!
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Official Member
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Posts: 121
Join Date: December 2002
Location: Pensacola, FL
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12-05-03, 06:55 AM
Insurance on an '03 is probably alot more expensive than our '96 and '99s. '03s are 30+ thousand dollar cars...
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Official Member
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Posts: 1,575
Join Date: June 2003
Location: The land of Hung Chads
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12-05-03, 07:39 AM
i am 25 i pay 168 a month for my 01 Cobra, 02 Jetta 1.8T, 93 Dodge Dakota, and Home owners.
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Founding Member
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Posts: 490
Join Date: April 2002
Location: Lexington, MA
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12-05-03, 03:16 PM
Quote:
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I'm 18 and own a 97 cobra. You all are turning around and bending over for insurance.....you're getting R A P E D ! ! ! ! I'm with state farm and pay $858 ($143 a month). Thats with full coverage all with deductibles of 500. All you have to do is get the good student discount and then go through this "Steer Clear" program. It doesn't cost anything except a minute every now and then to record driving times by yourself. F U C K that $1000 a month ****AT!!!!
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i pay $125/mth
1500 a year, full coverage
19yrs old, no accidents, 1 ticket and full cover + $500 deductible
i dint have to do any course.....
"It's not forced induction if she takes it willingly"
98 White Cobra
Performance
Home Made cold air w/K&N
Magnaflow Catback Exhaust
VRS off road X pipe
Pro 5.0
Bridgestone Potenza S03's
NX wet kit (100hp jets) |
Sound
Alpine m300 300watts rms
Alpine type R 10inch in sealed plexi box |
Best NA dyno 273rwhp/271rwtq
Best NA time
14.1@103 2.35 60'
No n20 times
WRECKED 1.23.04
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Member
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Posts: 12
Join Date: June 2003
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12-05-03, 03:57 PM
I am 24 and I pay 170.00 a month full coverage on my 2003 cobra and liability on my 89 gt vert. 1 ticket and small discount for being married
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Founding Member
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Posts: 71
Join Date: April 2002
Location: miami
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12-05-03, 04:47 PM
im 18 with a 98 cobra and i pay 214 a month...thats under my parenst name if i would be insured alon under it it wouldhave been 7k a year 
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Official Member
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Posts: 126
Join Date: April 2003
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12-05-03, 06:04 PM
21, 1 major ticket (illegal drag racing) and I pay 155 a month on my cobra on my own policy.
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Member
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Posts: 26
Join Date: October 2003
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12-06-03, 08:04 PM
I have a 390 horse n/a 99 cobra
I will trade you
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